Return & Refund PolicyLast Updated: March 31, 2026This Return & Refund Policy applies to all products, services, memberships, and digital content offered by Integrity Business Investing (“we,” “us,” or “our”).By purchasing from us, you agree to this policy.---### 1. Digital Products & ServicesDue to the nature of digital products, online content, and memberships, all sales are generally final.Once access to any product, service, or membership has been granted, we do not offer refunds, returns, or exchanges unless otherwise stated.---### 2. Subscriptions & MembershipsIf you purchase a subscription or recurring membership:* You may cancel at any time
* Cancellation will stop future billing
* No refunds will be issued for any previous or current billing periodsYou will retain access to the service until the end of your current billing cycle.---### 3. ExceptionsRefunds may be granted at our sole discretion in limited circumstances, including:* Duplicate purchases
* Billing errors
* Technical issues that prevent access and cannot be resolvedWe reserve the right to determine eligibility for refunds on a case-by-case basis.---### 4. Chargebacks & Payment DisputesBy purchasing our products or services, you agree not to initiate chargebacks or payment disputes without first contacting us.If a chargeback or dispute is initiated:* We reserve the right to immediately revoke access to all services
* You may be restricted from future purchases---### 5. Access RevocationWe reserve the right to suspend or terminate access to our services at any time if our Terms of Service are violated.No refunds will be issued in cases of policy violations.---### 6. ContactIf you have any questions or need support, you can contact us at:Email: [email protected]---By completing a purchase, you acknowledge that you have read, understood, and agreed to this Return & Refund Policy.